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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,822 | $81,487+336.7% | $102,412+247.4% | $80,935+339.6% |
| Participation rate | 85.2% | 66.8%+18.3pp | 74.5%+10.7pp | 67.7%+17.5pp |
| Annual return | 11.52% | 25.60%-14.1pp | 24.94%-13.4pp | 35.66%-24.1pp |
| Employer contribution / active EE | $8,385 | $3,103+170.2% | $3,870+116.7% | $2,757+204.2% |
| Participant deferral / active EE | $8,139 | $3,871+110.3% | $5,060+60.8% | $4,299+89.3% |
| Admin fee / account holder | $4,643 | $6,717-30.9% | $8,388-44.6% | $6,924-33.0% |