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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,477 | $113,941-53.1% | $94,229-43.2% | $125,389-57.4% |
| Participation rate | 65.2% | 82.9%-17.7pp | 78.8%-13.6pp | 83.2%-18.0pp |
| Annual return | -0.55% | 5.29%-5.8pp | 10.68%-11.2pp | 282.24%-282.8pp |
| Employer contribution / active EE | $1,645 | $4,727-65.2% | $3,587-54.1% | $4,866-66.2% |
| Participant deferral / active EE | $4,945 | $5,179-4.5% | $4,320+14.5% | $5,352-7.6% |
| Admin fee / account holder | $37,433 | $8,392+346.1% | $6,269+497.1% | $9,541+292.3% |