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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,541 | $159,978+102.2% | $147,041+120.0% | $145,978+121.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.76% | 98.36%-90.6pp | 419.21%-411.5pp | 550.52%-542.8pp |
| Employer contribution / active EE | $25,078 | $5,288+374.2% | $4,935+408.2% | $4,662+437.9% |
| Participant deferral / active EE | $16,650 | $8,429+97.5% | $8,071+106.3% | $6,690+148.9% |
| Admin fee / account holder | $1,389 | $15,053-90.8% | $13,006-89.3% | $13,400-89.6% |