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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,340 | $102,595-45.1% | $94,057-40.1% | $154,746-63.6% |
| Participation rate | 72.7% | 76.0%-3.3pp | 73.3%-0.6pp | 80.7%-8.0pp |
| Annual return | 16.66% | 583.42%-566.8pp | 480.62%-464.0pp | 172.34%-155.7pp |
| Employer contribution / active EE | $772 | $3,147-75.5% | $2,933-73.7% | $4,379-82.4% |
| Participant deferral / active EE | $2,395 | $5,118-53.2% | $4,709-49.1% | $6,730-64.4% |
| Admin fee / account holder | $2,926 | $7,736-62.2% | $7,244-59.6% | $14,365-79.6% |