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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,557 | $100,938-67.7% | $90,461-64.0% | $158,982-79.5% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 19.81% | 1727.20%-1707.4pp | 1294.76%-1275.0pp | 302.99%-283.2pp |
| Employer contribution / active EE | $904 | $3,691-75.5% | $3,264-72.3% | $4,763-81.0% |
| Participant deferral / active EE | $1,802 | $4,350-58.6% | $3,964-54.5% | $5,983-69.9% |
| Admin fee / account holder | $4 | $6,510-99.9% | $5,617-99.9% | $11,252-100.0% |