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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,340 | $72,071-21.8% | $68,368-17.6% | $137,256-59.0% |
| Participation rate | 72.7% | 76.2%-3.5pp | 73.8%-1.0pp | 80.0%-7.2pp |
| Annual return | 16.66% | 353.14%-336.5pp | 292.57%-275.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $772 | $2,788-72.3% | $2,649-70.9% | $4,156-81.4% |
| Participant deferral / active EE | $2,395 | $4,410-45.7% | $4,123-41.9% | $6,407-62.6% |
| Admin fee / account holder | $2,926 | $5,336-45.2% | $5,150-43.2% | $12,270-76.2% |