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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,340 | $157,829-64.3% | $136,867-58.8% | $198,609-71.6% |
| Participation rate | 72.7% | 77.2%-4.4pp | 74.5%-1.8pp | 82.4%-9.7pp |
| Annual return | 16.66% | 51.25%-34.6pp | 42.97%-26.3pp | 202.70%-186.0pp |
| Employer contribution / active EE | $772 | $3,923-80.3% | $3,547-78.2% | $5,055-84.7% |
| Participant deferral / active EE | $2,395 | $5,463-56.2% | $4,924-51.4% | $6,977-65.7% |
| Admin fee / account holder | $2,926 | $11,107-73.7% | $10,340-71.7% | $19,030-84.6% |