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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,220 | $41,377-72.9% | $109,313-89.7% | $62,881-82.2% |
| Participation rate | 80.5% | 57.5%+22.9pp | 71.3%+9.2pp | 69.3%+11.2pp |
| Annual return | 10.27% | 11.05%-0.8pp | 22.07%-11.8pp | 20.14%-9.9pp |
| Employer contribution / active EE | $2,844 | $1,276+122.9% | $3,892-26.9% | $2,281+24.7% |
| Participant deferral / active EE | $1,711 | $2,045-16.3% | $3,166-46.0% | $3,203-46.6% |
| Admin fee / account holder | $967 | $2,884-66.5% | $5,666-82.9% | $4,296-77.5% |