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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,663 | $70,486+55.6% | $100,535+9.1% | $79,856+37.3% |
| Participation rate | 96.2% | 73.6%+22.5pp | 79.4%+16.7pp | 69.6%+26.5pp |
| Annual return | 11.65% | 21.90%-10.3pp | 30.90%-19.2pp | 31.71%-20.1pp |
| Employer contribution / active EE | $9,014 | $2,165+316.5% | $3,419+163.7% | $2,471+264.8% |
| Participant deferral / active EE | $3,580 | $5,182-30.9% | $6,271-42.9% | $3,741-4.3% |
| Admin fee / account holder | $1,509 | $4,480-66.3% | $8,085-81.3% | $5,306-71.6% |