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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,442 | $58,600+28.7% | $83,327-9.5% | $64,173+17.6% |
| Participation rate | 87.9% | 72.0%+15.8pp | 77.8%+10.1pp | 69.6%+18.3pp |
| Annual return | -8.51% | 9.66%-18.2pp | 10.64%-19.1pp | 7.63%-16.1pp |
| Employer contribution / active EE | $5,865 | $2,098+179.5% | $3,379+73.6% | $2,381+146.4% |
| Participant deferral / active EE | $3,457 | $4,656-25.7% | $5,565-37.9% | $3,470-0.4% |
| Admin fee / account holder | $697 | $9,282-92.5% | $7,540-90.8% | $4,887-85.7% |