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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,025 | $45,872-60.7% | $77,081-76.6% | $68,495-73.7% |
| Participation rate | 9.5% | 55.9%-46.4pp | 67.9%-58.4pp | 67.9%-58.4pp |
| Annual return | 0.00% | 1.73%-1.7pp | 42.33%-42.3pp | -7.84%+7.8pp |
| Employer contribution / active EE | $0 | $1,650-100.0% | $2,813-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,739 | $2,963-41.3% | $4,428-60.7% | $4,028-56.8% |
| Admin fee / account holder | $5 | $3,041-99.8% | $5,427-99.9% | $5,403-99.9% |