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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,358 | $209,425-80.3% | $178,499-76.8% | $158,966-74.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -3.59% | 188.80%-192.4pp | 151.10%-154.7pp | 302.95%-306.5pp |
| Employer contribution / active EE | $3,564 | $5,707-37.6% | $5,011-28.9% | $4,762-25.2% |
| Participant deferral / active EE | $6,740 | $5,955+13.2% | $5,202+29.6% | $5,983+12.7% |
| Admin fee / account holder | $26,045 | $17,078+52.5% | $13,986+86.2% | $11,250+131.5% |