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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,139 | $202,342-71.3% | $172,752-66.3% | $152,897-62.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.16% | 1029.83%-1008.7pp | 802.97%-781.8pp | 345.43%-324.3pp |
| Employer contribution / active EE | $3,381 | $5,858-42.3% | $5,144-34.3% | $4,764-29.0% |
| Participant deferral / active EE | $11,867 | $5,948+99.5% | $5,198+128.3% | $5,851+102.8% |
| Admin fee / account holder | $478 | $17,111-97.2% | $13,955-96.6% | $11,599-95.9% |