Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,286 | $77,814-57.2% | $158,223-79.0% | $86,983-61.7% |
| Participation rate | 29.0% | 68.4%-39.4pp | 79.2%-50.2pp | 69.5%-40.5pp |
| Annual return | 11.43% | 30.54%-19.1pp | 52.09%-40.7pp | 25.83%-14.4pp |
| Employer contribution / active EE | $0 | $2,592-100.0% | $4,109-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $2,326 | $3,270-28.9% | $5,467-57.5% | $4,194-44.5% |
| Admin fee / account holder | $8,543 | $5,879+45.3% | $16,047-46.8% | $7,856+8.8% |