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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,713 | $115,931-14.9% | $185,441-46.8% | $86,983+13.5% |
| Participation rate | 98.1% | 73.6%+24.5pp | 80.3%+17.9pp | 69.5%+28.6pp |
| Annual return | 17.49% | 21.47%-4.0pp | 20.16%-2.7pp | 25.83%-8.3pp |
| Employer contribution / active EE | $4,672 | $2,937+59.1% | $4,6720% | $2,584+80.8% |
| Participant deferral / active EE | $3,639 | $4,551-20.0% | $6,152-40.9% | $4,194-13.2% |
| Admin fee / account holder | $6,231 | $10,687-41.7% | $17,890-65.2% | $7,856-20.7% |