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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,397 | $83,485-52.8% | $125,195-68.5% | $72,976-46.0% |
| Participation rate | 96.1% | 73.3%+22.8pp | 79.8%+16.3pp | 69.5%+26.6pp |
| Annual return | 20.41% | 25.77%-5.4pp | 43.79%-23.4pp | 81.02%-60.6pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $3,866-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,238 | $3,586-9.7% | $4,937-34.4% | $3,608-10.2% |
| Admin fee / account holder | $1,408 | $5,518-74.5% | $9,704-85.5% | $5,124-72.5% |