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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,956 | $101,795-14.6% | $165,100-47.3% | $80,959+7.4% |
| Participation rate | 92.6% | 71.8%+20.8pp | 78.6%+14.0pp | 67.7%+24.9pp |
| Annual return | 10.57% | 16.73%-6.2pp | 70.21%-59.6pp | 35.67%-25.1pp |
| Employer contribution / active EE | $8,766 | $2,954+196.8% | $4,348+101.6% | $2,757+217.9% |
| Participant deferral / active EE | $4,447 | $4,476-0.7% | $6,035-26.3% | $4,300+3.4% |
| Admin fee / account holder | $2,231 | $8,221-72.9% | $12,696-82.4% | $6,925-67.8% |