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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,481 | $105,145+344.6% | $94,664+393.8% | $139,466+235.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 11.82% | 38.09%-26.3pp | 156.84%-145.0pp | 373.66%-361.8pp |
| Employer contribution / active EE | $11,429 | $4,107+178.3% | $3,673+211.2% | $4,754+140.4% |
| Participant deferral / active EE | $17,046 | $7,599+124.3% | $7,417+129.8% | $6,712+154.0% |
| Admin fee / account holder | $0 | $8,972-100.0% | $7,222-100.0% | $11,409-100.0% |