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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,123 | $108,825+10.4% | $156,181-23.1% | $82,448+45.7% |
| Participation rate | 91.4% | 72.4%+19.1pp | 78.8%+12.6pp | 68.1%+23.4pp |
| Annual return | 10.56% | 20.59%-10.0pp | 64.87%-54.3pp | 41.64%-31.1pp |
| Employer contribution / active EE | $1,539 | $2,870-46.4% | $4,294-64.2% | $2,551-39.7% |
| Participant deferral / active EE | $4,108 | $4,577-10.2% | $6,132-33.0% | $4,139-0.8% |
| Admin fee / account holder | $49,265 | $9,341+427.4% | $14,586+237.8% | $7,234+581.0% |