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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,694 | $166,089-33.4% | $164,928-32.9% | $145,978-24.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 7.42% | 100.26%-92.8pp | 70.08%-62.7pp | 550.52%-543.1pp |
| Employer contribution / active EE | $3,732 | $5,276-29.3% | $4,343-14.1% | $4,662-20.0% |
| Participant deferral / active EE | $0 | $6,961-100.0% | $6,034-100.0% | $6,690-100.0% |
| Admin fee / account holder | $1,361 | $16,641-91.8% | $12,684-89.3% | $13,400-89.8% |