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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,061 | $107,941+162.2% | $91,994+207.7% | $152,897+85.1% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 19.59% | 89.28%-69.7pp | 69.04%-49.4pp | 345.43%-325.8pp |
| Employer contribution / active EE | $12,212 | $4,212+190.0% | $3,453+253.7% | $4,764+156.4% |
| Participant deferral / active EE | $8,337 | $6,366+31.0% | $5,924+40.7% | $5,851+42.5% |
| Admin fee / account holder | $11,053 | $10,521+5.1% | $7,744+42.7% | $11,599-4.7% |