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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,651 | $105,856+90.5% | $90,161+123.7% | $147,586+36.6% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 14.66% | 37.63%-23.0pp | 34.89%-20.2pp | 578.59%-563.9pp |
| Employer contribution / active EE | $10,938 | $4,126+165.1% | $3,318+229.6% | $4,876+124.3% |
| Participant deferral / active EE | $7,478 | $5,733+30.4% | $5,287+41.4% | $5,439+37.5% |
| Admin fee / account holder | $3,020 | $8,046-62.5% | $5,943-49.2% | $10,886-72.3% |