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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,921 | $80,983-65.5% | $96,544-71.1% | $75,177-62.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 12.44% | 27.05%-14.6pp | 25.88%-13.4pp | 160.75%-148.3pp |
| Employer contribution / active EE | $1,506 | $2,282-34.0% | $2,966-49.2% | $2,671-43.6% |
| Participant deferral / active EE | $2,682 | $3,929-31.7% | $4,851-44.7% | $4,126-35.0% |
| Admin fee / account holder | $366 | $6,717-94.5% | $8,254-95.6% | $5,651-93.5% |