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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,850 | $78,423-76.0% | $95,964-80.4% | $79,856-76.4% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 18.54% | 19.37%-0.8pp | 91.64%-73.1pp | 31.71%-13.2pp |
| Employer contribution / active EE | $3,154 | $1,945+62.1% | $2,541+24.1% | $2,471+27.6% |
| Participant deferral / active EE | $2,256 | $3,440-34.4% | $4,167-45.9% | $3,741-39.7% |
| Admin fee / account holder | $393 | $5,622-93.0% | $6,797-94.2% | $5,306-92.6% |