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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,696 | $162,821-17.9% | $133,978-0.2% | $158,982-15.9% |
| Participation rate | 95.2% | 83.2%+12.0pp | 79.8%+15.4pp | 82.0%+13.3pp |
| Annual return | -9.87% | 41.95%-51.8pp | 45.10%-55.0pp | 302.99%-312.9pp |
| Employer contribution / active EE | $2,085 | $4,976-58.1% | $3,919-46.8% | $4,763-56.2% |
| Participant deferral / active EE | $5,996 | $5,910+1.5% | $5,047+18.8% | $5,983+0.2% |
| Admin fee / account holder | $1,670 | $11,742-85.8% | $8,930-81.3% | $11,252-85.2% |