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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,617 | $152,619-18.3% | $125,195-0.5% | $152,909-18.5% |
| Participation rate | 91.7% | 83.3%+8.3pp | 79.8%+11.9pp | 82.5%+9.2pp |
| Annual return | 21.50% | 54.85%-33.3pp | 43.79%-22.3pp | 345.46%-324.0pp |
| Employer contribution / active EE | $2,038 | $4,947-58.8% | $3,866-47.3% | $4,764-57.2% |
| Participant deferral / active EE | $6,272 | $5,869+6.9% | $4,937+27.0% | $5,851+7.2% |
| Admin fee / account holder | $690 | $13,437-94.9% | $9,704-92.9% | $11,601-94.1% |