Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,816 | $145,431-76.1% | $211,142-83.5% | $87,485-60.2% |
| Participation rate | 55.4% | 84.7%-29.3pp | 87.3%-31.9pp | 68.9%-13.5pp |
| Annual return | 44.46% | 27.21%+17.2pp | 46.84%-2.4pp | 26.06%+18.4pp |
| Employer contribution / active EE | $2,383 | $4,662-48.9% | $6,442-63.0% | $2,596-8.2% |
| Participant deferral / active EE | $3,781 | $6,859-44.9% | $9,284-59.3% | $4,274-11.5% |
| Admin fee / account holder | $1,393 | $17,052-91.8% | $19,076-92.7% | $7,775-82.1% |