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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,934 | $183,592-20.5% | $155,574-6.2% | $145,8770% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.22% | 61.37%-49.2pp | 64.87%-52.6pp | 551.28%-539.1pp |
| Employer contribution / active EE | $3,608 | $5,317-32.1% | $4,676-22.8% | $4,663-22.6% |
| Participant deferral / active EE | $7,988 | $6,466+23.5% | $5,629+41.9% | $6,691+19.4% |
| Admin fee / account holder | $8,854 | $19,316-54.2% | $15,914-44.4% | $13,402-33.9% |