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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,372 | $175,231-25.6% | $149,696-12.9% | $139,466-6.5% |
| Participation rate | 81.8% | 83.4%-1.6pp | 78.8%+3.0pp | 80.3%+1.5pp |
| Annual return | 16.30% | 166.77%-150.5pp | 134.46%-118.2pp | 373.66%-357.4pp |
| Employer contribution / active EE | $2,434 | $5,478-55.6% | $4,821-49.5% | $4,754-48.8% |
| Participant deferral / active EE | $4,996 | $6,521-23.4% | $5,682-12.1% | $6,712-25.6% |
| Admin fee / account holder | $706 | $16,155-95.6% | $13,212-94.7% | $11,409-93.8% |