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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,880 | $29,670+47.9% | $56,054-21.7% | $80,911-45.8% |
| Participation rate | 44.6% | 41.7%+2.9pp | 52.5%-7.9pp | 67.6%-23.1pp |
| Annual return | 13.57% | 35.24%-21.7pp | 1705.95%-1692.4pp | 35.63%-22.1pp |
| Employer contribution / active EE | $1,553 | $670+131.9% | $1,039+49.5% | $2,756-43.6% |
| Participant deferral / active EE | $2,328 | $1,227+89.8% | $1,952+19.3% | $4,297-45.8% |
| Admin fee / account holder | $4,957 | $2,431+103.9% | $2,822+75.6% | $6,935-28.5% |