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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $956,199 | $176,402+442.1% | $134,162+612.7% | $158,982+501.5% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 11.21% | 63.66%-52.4pp | 36.35%-25.1pp | 302.99%-291.8pp |
| Employer contribution / active EE | $23,031 | $5,042+356.8% | $3,705+521.6% | $4,763+383.6% |
| Participant deferral / active EE | $17,458 | $4,093+326.6% | $3,500+398.9% | $5,983+191.8% |
| Admin fee / account holder | $6,502 | $8,719-25.4% | $6,685-2.7% | $11,252-42.2% |