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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $988,100 | $176,688+459.2% | $130,660+656.2% | $152,909+546.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 11.78% | 2693.08%-2681.3pp | 1709.29%-1697.5pp | 345.46%-333.7pp |
| Employer contribution / active EE | $27,180 | $5,743+373.3% | $4,092+564.2% | $4,764+470.6% |
| Participant deferral / active EE | $20,250 | $4,362+364.2% | $3,603+462.0% | $5,851+246.1% |
| Admin fee / account holder | $25,006 | $7,131+250.7% | $5,463+357.7% | $11,601+115.6% |