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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,094 | $45,872-60.6% | $77,081-76.5% | $68,495-73.6% |
| Participation rate | 75.9% | 55.9%+19.9pp | 67.9%+7.9pp | 67.9%+8.0pp |
| Annual return | -13.55% | 1.73%-15.3pp | 42.33%-55.9pp | -7.84%-5.7pp |
| Employer contribution / active EE | $1,971 | $1,650+19.5% | $2,813-30.0% | $2,596-24.1% |
| Participant deferral / active EE | $4,593 | $2,963+55.0% | $4,428+3.7% | $4,028+14.0% |
| Admin fee / account holder | $694 | $3,041-77.2% | $5,427-87.2% | $5,403-87.1% |