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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,649 | $102,245-38.7% | $89,340-29.9% | $137,256-54.4% |
| Participation rate | 28.6% | 74.9%-46.3pp | 69.6%-41.0pp | 80.0%-51.4pp |
| Annual return | 22.91% | 21.89%+1.0pp | 20.57%+2.3pp | 220.34%-197.4pp |
| Employer contribution / active EE | $598 | $2,529-76.3% | $2,231-73.2% | $4,156-85.6% |
| Participant deferral / active EE | $3,739 | $4,436-15.7% | $3,823-2.2% | $6,407-41.6% |
| Admin fee / account holder | $818 | $8,085-89.9% | $6,704-87.8% | $12,270-93.3% |