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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,649 | $103,164-39.3% | $90,259-30.6% | $154,746-59.5% |
| Participation rate | 28.6% | 76.1%-47.5pp | 70.7%-42.2pp | 80.7%-52.1pp |
| Annual return | 22.91% | 19.25%+3.7pp | 18.88%+4.0pp | 172.34%-149.4pp |
| Employer contribution / active EE | $598 | $2,532-76.4% | $2,291-73.9% | $4,379-86.3% |
| Participant deferral / active EE | $3,739 | $4,422-15.4% | $3,827-2.3% | $6,730-44.4% |
| Admin fee / account holder | $818 | $8,593-90.5% | $7,267-88.7% | $14,365-94.3% |