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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,649 | $147,594-57.6% | $121,871-48.6% | $198,609-68.5% |
| Participation rate | 28.6% | 78.0%-49.4pp | 73.2%-44.6pp | 82.4%-53.8pp |
| Annual return | 22.91% | 12.94%+10.0pp | 13.57%+9.3pp | 202.70%-179.8pp |
| Employer contribution / active EE | $598 | $3,007-80.1% | $2,731-78.1% | $5,055-88.2% |
| Participant deferral / active EE | $3,739 | $5,168-27.6% | $4,318-13.4% | $6,977-46.4% |
| Admin fee / account holder | $818 | $15,134-94.6% | $11,551-92.9% | $19,030-95.7% |