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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,751 | $82,288-48.0% | $68,794-37.9% | $134,509-68.2% |
| Participation rate | 62.5% | 75.1%-12.6pp | 69.0%-6.5pp | 81.2%-18.7pp |
| Annual return | -15.78% | -2.19%-13.6pp | -6.37%-9.4pp | 418.13%-433.9pp |
| Employer contribution / active EE | $549 | $3,301-83.4% | $2,656-79.3% | $4,741-88.4% |
| Participant deferral / active EE | $2,493 | $4,738-47.4% | $3,941-36.7% | $6,400-61.0% |
| Admin fee / account holder | $9,150 | $6,482+41.2% | $4,934+85.4% | $11,427-19.9% |