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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,870 | $59,839-21.7% | $81,991-42.8% | $79,852-41.3% |
| Participation rate | 76.9% | 61.6%+15.3pp | 69.3%+7.7pp | 69.6%+7.3pp |
| Annual return | 11.51% | 17.56%-6.0pp | 41.31%-29.8pp | 31.72%-20.2pp |
| Employer contribution / active EE | $512 | $1,713-70.1% | $2,498-79.5% | $2,471-79.3% |
| Participant deferral / active EE | $3,148 | $2,695+16.8% | $3,722-15.4% | $3,740-15.8% |
| Admin fee / account holder | $3,948 | $4,287-7.9% | $5,665-30.3% | $5,306-25.6% |