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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $186,471 |
Filed as: MERRILL LYNCH LIFE AGENCY Service code 27 · EIN 13-2808480 | Advisory (Plan) | $93,561 |
ASCENSUS LLC1 year Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $63,148 |
LANCE SOLL & LUNGHARD LLP2 years Service code 10 · EIN 95-2700123 | Accounting | $0 |
Filed as: NORTHWEST CAPITAL MANAGEMENT Service code 27 · EIN 93-1242462 | Advisory (Plan) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,113 | $45,719+16.2% | $96,171-44.8% | $93,010-42.9% |
| Participation rate | 77.6% | 45.8%+31.8pp | 68.4%+9.2pp | 73.9%+3.7pp |
| Annual return | 12.01% | 3211.95%-3199.9pp | 192.04%-180.0pp | 158.70%-146.7pp |
| Employer contribution / active EE | $2,781 | $1,139+144.3% | $2,799-0.6% | $2,705+2.8% |
| Participant deferral / active EE | $3,153 | $2,344+34.5% | $4,350-27.5% | $4,561-30.9% |
| Admin fee / account holder | $241 | $128+88.6% | $5,538-95.6% | $152+59.1% |