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Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,183 | $41,617+11.0% | $84,637-45.4% | $77,775-40.6% |
| Participation rate | 89.1% | 45.0%+44.1pp | 68.2%+20.9pp | 73.2%+15.9pp |
| Annual return | 17.66% | 24.97%-7.3pp | 258.82%-241.2pp | 32.58%-14.9pp |
| Employer contribution / active EE | $2,522 | $1,061+137.7% | $2,653-4.9% | $2,504+0.7% |
| Participant deferral / active EE | $2,797 | $2,129+31.4% | $3,900-28.3% | $3,966-29.5% |
| Admin fee / account holder | $62 | $121-48.9% | $4,914-98.7% | $100-38.3% |