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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,192 | $138,102+49.3% | $125,381+64.5% | $134,532+53.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.21% | 750.73%-762.9pp | 572.31%-584.5pp | 418.27%-430.5pp |
| Employer contribution / active EE | $15,505 | $5,245+195.6% | $4,815+222.0% | $4,741+227.0% |
| Participant deferral / active EE | $11,000 | $7,801+41.0% | $7,448+47.7% | $6,401+71.9% |
| Admin fee / account holder | $9,529 | $11,568-17.6% | $10,007-4.8% | $11,429-16.6% |