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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,035 | $138,076-27.6% | $123,553-19.0% | $135,380-26.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -1.46% | 153.70%-155.2pp | 119.21%-120.7pp | 519.81%-521.3pp |
| Employer contribution / active EE | $13,542 | $5,152+162.9% | $4,628+192.6% | $4,779+183.4% |
| Participant deferral / active EE | $9,800 | $6,800+44.1% | $6,426+52.5% | $5,609+74.7% |
| Admin fee / account holder | $3,023 | $10,917-72.3% | $9,284-67.4% | $10,828-72.1% |