Retirement plan

403(B) THRIFT PLAN OF INNER CIRCLE FOSTER FAMILY AGENCY, INC.

Name: INNER CIRCLE FOSTER FAMILY AGENCY, INC. - 403(B) THRIFT PLAN OF INNER CIRCLE FOSTER FAMILY AGENCY, INC. (2019) Form 5500
Creator: INNER CIRCLE FOSTER FAMILY AGENCY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF INNER CIRCLE FOSTER FAMILY AGENCY, INC., INNER CIRCLE FOSTER FAMILY AGENCY, INC.

INNER CIRCLE FOSTER FAMILY AGENCY, INC.EIN 95-4292555Plan #001PY 2019

325 W.HOSPITALITY LANE SUITE 112 - SAN BERNARDINO, CA 924083211213-819-8477LinkedIn11-50 employeesindividual & family services

Prospect flagsLow participationLow assets / participantLow employer contribution

How to read this page

Total assets (EOY)

$137K

+143.6% from 2018

Total participants

+90.0% from 2018

Average account balance

$5,068

+98.5% from 2018

Annual return

17.35%

+8.36 pp from 2018

Benchmarks

See 18,452 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort18,452 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$278K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$12K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

40.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$34K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$573

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$567

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2S2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$4K

$65 / participant

Other / not subdivided$4K100.0%

% of EOY assets

2.674%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$5,068

$85,171-94.0%

$172,752-97.1%

$72,975-93.1%

Participation rate

46.4%

70.1%-23.6pp

82.6%-36.2pp

69.5%-23.1pp

Annual return

17.35%

27.32%-10.0pp

802.97%-785.6pp

81.01%-63.7pp

Employer contribution / active EE

$385

$3,324-88.4%

$5,144-92.5%

$2,440-84.2%

Participant deferral / active EE

$940

$3,260-71.2%

$5,198-81.9%

$3,608-73.9%

Admin fee / account holder

$136

$5,880-97.7%

$13,955-99.0%

$5,124-97.4%

403(B) THRIFT PLAN OF INNER CIRCLE FOSTER FAMILY AGENCY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF INNER CIRCLE FOSTER FAMILY AGENCY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion