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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,247 | $176,786-56.9% | $146,643-48.0% | $167,536-54.5% |
| Participation rate | 75.0% | 83.6%-8.6pp | 80.1%-5.1pp | 82.1%-7.1pp |
| Annual return | 8.24% | 24.04%-15.8pp | 22.75%-14.5pp | 478.82%-470.6pp |
| Employer contribution / active EE | $7,500 | $5,161+45.3% | $4,137+81.3% | $4,839+55.0% |
| Participant deferral / active EE | $2,050 | $6,440-68.2% | $5,506-62.8% | $6,342-67.7% |
| Admin fee / account holder | $2,432 | $13,262-81.7% | $10,280-76.3% | $12,315-80.3% |