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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,782 | $52,450+401.0% | $129,384+103.1% | $74,459+252.9% |
| Participation rate | 71.2% | 53.8%+17.4pp | 69.6%+1.6pp | 67.2%+4.0pp |
| Annual return | 11.36% | 15.65%-4.3pp | 9461.77%-9450.4pp | 1369.70%-1358.3pp |
| Employer contribution / active EE | $603 | $1,532-60.6% | $4,153-85.5% | $2,626-77.0% |
| Participant deferral / active EE | $9,416 | $2,797+236.6% | $4,166+126.0% | $4,350+116.5% |
| Admin fee / account holder | $14,760 | $2,636+460.0% | $7,686+92.0% | $1,945+658.9% |