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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,747 | $48,570+144.5% | $130,660-9.1% | $72,976+62.7% |
| Participation rate | 70.3% | 58.6%+11.7pp | 71.7%-1.5pp | 69.5%+0.8pp |
| Annual return | 21.91% | 38.63%-16.7pp | 1709.29%-1687.4pp | 81.02%-59.1pp |
| Employer contribution / active EE | $547 | $1,334-59.0% | $4,092-86.6% | $2,440-77.6% |
| Participant deferral / active EE | $4,421 | $2,384+85.5% | $3,603+22.7% | $3,608+22.5% |
| Admin fee / account holder | $9,435 | $3,549+165.8% | $5,463+72.7% | $5,124+84.1% |