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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,782 | $52,507+400.5% | $129,406+103.1% | $74,478+252.8% |
| Participation rate | 71.2% | 53.9%+17.3pp | 69.6%+1.6pp | 67.2%+4.0pp |
| Annual return | 11.36% | 15.64%-4.3pp | 9468.18%-9456.8pp | 1370.56%-1359.2pp |
| Employer contribution / active EE | $603 | $1,534-60.7% | $4,155-85.5% | $2,626-77.0% |
| Participant deferral / active EE | $9,416 | $2,801+236.2% | $4,167+126.0% | $4,350+116.5% |
| Admin fee / account holder | $14,760 | $2,639+459.3% | $7,689+92.0% | $1,946+658.5% |