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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,782 | $52,450+401.0% | $129,397+103.1% | $74,429+253.1% |
| Participation rate | 71.2% | 53.8%+17.4pp | 69.6%+1.6pp | 67.2%+4.0pp |
| Annual return | 11.36% | 15.65%-4.3pp | 9453.98%-9442.6pp | 1368.38%-1357.0pp |
| Employer contribution / active EE | $603 | $1,532-60.6% | $4,154-85.5% | $2,625-77.0% |
| Participant deferral / active EE | $9,416 | $2,797+236.6% | $4,167+126.0% | $4,348+116.6% |
| Admin fee / account holder | $14,760 | $2,636+460.0% | $7,679+92.2% | $1,944+659.1% |