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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $961,375 | $181,062+431.0% | $158,223+507.6% | $155,188+519.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 4.34% | 57.39%-53.0pp | 52.09%-47.7pp | 148.84%-144.5pp |
| Employer contribution / active EE | $26,250 | $4,565+475.1% | $4,109+538.9% | $4,248+518.0% |
| Participant deferral / active EE | $15,500 | $6,134+152.7% | $5,467+183.5% | $6,531+137.3% |
| Admin fee / account holder | $2,629 | $18,825-86.0% | $16,047-83.6% | $14,480-81.8% |