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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $788,506 | $175,259+349.9% | $149,723+426.6% | $139,487+465.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.85% | 166.82%-160.0pp | 134.50%-127.6pp | 373.84%-367.0pp |
| Employer contribution / active EE | $26,075 | $5,478+376.0% | $4,821+440.8% | $4,755+448.4% |
| Participant deferral / active EE | $15,000 | $6,522+130.0% | $5,682+164.0% | $6,713+123.5% |
| Admin fee / account holder | $1,463 | $16,158-90.9% | $13,215-88.9% | $11,407-87.2% |