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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,002 | $138,114-26.9% | $125,391-19.5% | $134,545-24.9% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | 239.84% | 750.88%-511.0pp | 572.41%-332.6pp | 418.37%-178.5pp |
| Employer contribution / active EE | $11,222 | $5,246+113.9% | $4,816+133.0% | $4,742+136.7% |
| Participant deferral / active EE | $6,513 | $7,801-16.5% | $7,448-12.6% | $6,401+1.7% |
| Admin fee / account holder | $100,869 | $11,570+771.8% | $10,009+907.8% | $11,431+782.4% |