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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,802 | $176,105-60.4% | $159,474-56.2% | $167,536-58.3% |
| Participation rate | 77.8% | 85.0%-7.2pp | 82.8%-5.1pp | 82.1%-4.3pp |
| Annual return | 10.56% | 331.91%-321.3pp | 263.68%-253.1pp | 478.82%-468.3pp |
| Employer contribution / active EE | $480 | $5,299-90.9% | $4,831-90.1% | $4,839-90.1% |
| Participant deferral / active EE | $7,614 | $7,751-1.8% | $7,353+3.5% | $6,342+20.1% |
| Admin fee / account holder | $19,081 | $12,559+51.9% | $10,802+76.6% | $12,315+55.0% |