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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,683 | $93,598+57.8% | $135,974+8.6% | $75,173+96.5% |
| Participation rate | 39.3% | 75.2%-35.9pp | 81.9%-42.6pp | 67.2%-27.9pp |
| Annual return | 17.77% | 30.89%-13.1pp | 68.30%-50.5pp | 160.72%-142.9pp |
| Employer contribution / active EE | $1,129 | $3,538-68.1% | $4,859-76.8% | $2,671-57.7% |
| Participant deferral / active EE | $2,778 | $6,405-56.6% | $7,760-64.2% | $4,126-32.7% |
| Admin fee / account holder | $6,649 | $6,978-4.7% | $10,767-38.2% | $5,651+17.7% |