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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,145 | $150,447-37.4% | $136,298-30.9% | $147,586-36.2% |
| Participation rate | 81.8% | 84.4%-2.6pp | 81.9%-0.1pp | 82.8%-1.0pp |
| Annual return | 18.67% | 1049.15%-1030.5pp | 5156.27%-5137.6pp | 578.59%-559.9pp |
| Employer contribution / active EE | $2,002 | $5,256-61.9% | $4,696-57.4% | $4,876-59.0% |
| Participant deferral / active EE | $6,484 | $6,631-2.2% | $6,247+3.8% | $5,439+19.2% |
| Admin fee / account holder | $4,312 | $10,906-60.5% | $9,244-53.4% | $10,886-60.4% |